Harbour Bay Real Estate

Welcome to Harbour Bay, an enchanting subdivision nestled in the heart of Sunrise Beach, Missouri, within the picturesque Camden County. This hidden gem offers a perfect blend of tranquility and modern living, making it an ideal destination for families, retirees, and anyone seeking a serene lakeside lifestyle.

Harbour Bay is renowned for its stunning views of the Lake of the Ozarks, where residents can enjoy a wealth of recreational activities, from boating and fishing to swimming and hiking. The subdivision boasts beautifully landscaped lots, many of which are just a stone's throw away from the water, allowing you to soak in the breathtaking sunsets right from your backyard.

Community spirit thrives in Harbour Bay, with friendly neighbors and a welcoming atmosphere that fosters a sense of belonging. Residents can take part in seasonal events, community gatherings, and outdoor activities that celebrate the natural beauty surrounding them. The subdivision is also conveniently located near local amenities, including charming shops, delicious dining options, and essential services, ensuring that everything you need is just a short drive away.

For those who love the outdoors, Harbour Bay offers easy access to numerous parks and nature trails, perfect for hiking, biking, or simply enjoying a peaceful stroll. With its ideal location, stunning scenery, and a vibrant community, Harbour Bay is not just a place to live; it’s a lifestyle waiting to be embraced. Come explore the possibilities and discover why so many have chosen to call Harbour Bay home!

Newest Listings in Harbour Bay

$310,000

3 Beds ⋅ 2 Baths ⋅ 3588599 MLS

Million Dollar View for a fraction of the price. This 1185-sf 3-bedroom 2-bathroom waterfront condo at Harbour Bay on the 18MM is what everyone has been waiting for, nestled between Porto Cima and The Villages. Top-floor, End-unit, vaulted ceiling, AND right in the middle of all the action at Lake Of The Ozarks. The location for the 2026 Shootout is less than 2 Miles away, and this complex is minutes away from countless restaurants and amenities (by water and road). NEW HVAC in Fall of 2023 (parts warrantied for 10 years), and newer items in 2021 (kitchen, granite, flooring, appliances, water heater, bathrooms, washer and dryer, etc). Breathtaking sunrises will start your day off the right way. Perfect community for part or full-time living. Being only 74-units in the complex it is well-maintained, and setup for family and friends. Private pool, gated subdivision, affordable assessments, and leased cruiser slips are available at the complex or at The Villages Marina right up the road. Call today and see why this is one of the best units available at The Lake.

182 Sac Road Unit C401, Sunrise Beach

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$299,900

2 Beds ⋅ 2 Baths ⋅ 3588468 MLS

Turnkey lakefront condo at the 19 MM of the Osage Arm in Harbour Bay! This recently updated unit is ready for immediate enjoyment with new laminate flooring, fresh paint, new carpet in 2024, and new appliances. Offered fully furnished, this condo makes lake living easy whether you’re looking for a weekend retreat, full-time residence, or investment opportunity. Enjoy beautiful Lake of the Ozarks views and the convenience of a 14x40 boat slip located just below the unit, giving you quick access to your boat and the water. By boat, Harbour Bay is close to popular lakefront restaurants including Dog Days, Shorty Pants, and RedHeads. Harbour Bay is a gated complex with a community pool, adding extra comfort and convenience. With updates already completed, furnishings included, and a large boat slip in a prime Osage Arm location, this lakefront condo is a complete package.

194 Sac Road Unit D302, Sunrise Beach

Courtesy of Keller Williams L.O. Realty (573) 348-9898

$385,000

3 Beds ⋅ 2 Baths ⋅ 3588475 MLS

Experience luxury lake living at its finest in this professionally decorated, fully furnished end-unit condo at Harbour Bay Condos in Sunrise Beach. Nestled in the prestigious Porto Cima/Villages area, this beautifully remodeled residence features a bright, open floor plan highlighting a million-dollar panoramic view of the 19-mile marker. Exceptional upgrades abound, including a custom built-in wet bar, a cozy corner gas fireplace, and a light-filled kitchen with an eat-in bar. The lakefront master suite offers a private sanctuary complete with a walk-in closet, while ample guest sleeping space includes a queen sleeper sofa. Step outside onto your spacious private deck, complete with dedicated storage, to enjoy the scenery. Your investment is protected by a premium wave break, ensuring calmer waters for the included 14x40 boat slip and PWC lift. The complex features a main-channel view swimming pool, new landscaping, and updated retaining walls and docks. Best of all, short-term rentals are not allowed, guaranteeing a peaceful, quiet gated community environment. Conveniently located by both land and water, this pristine condo truly stands head and shoulders above the rest.

152 Sac Road Unit A301, Sunrise Beach

Courtesy of Albers Real Estate Advisors (573) 693-7000

$327,500

3 Beds ⋅ 3 Baths ⋅ 3587528 MLS

Newly updated, lower level, 3 bedroom, 3 bath, waterfront condo at Harbour Bay! End unit provides extra privacy and a 3rd bedroom ensuite with electric wall fireplace facing Main Channel. Kitchen with over/under cabinet lighting, decorative wood plank and freshly painted walls & ceiling throughout. 55" TV installed over the tiled electric fireplace. Open floor plan welcomes everyone in living room/dining area and kitchen to be together! Waterfront promenade is only steps away allowing easy access to your 14x40 boat slip and PWC space with drive on lift. Two primary lakeside bedroom suites that enter onto covered deck with TV. Deep depth cove protection & eastern exposure for afternoon shade. FANTASTIC main channel view! Harbour Bay is a quiet, smaller gated community allowing annual and semi-annual rental options along with a community pool with killer view of lake! Harbour Bay has some of the lowest assessments on lake.Located centrally by land and water between the Lodge of the Four Seasons and Margaritaville! Close to Lake Ozark & Osage Beach, the famous Bagnell Dam Strip, grocery stores, theaters and state parks for more lake life! Lake of the Ozarks is the place to be!

194 Sac Road Unit D101, Sunrise Beach

Courtesy of Keller Williams L.O. Realty (573) 348-9898

$374,900

3 Beds ⋅ 2 Baths ⋅ 3587456 MLS

Walk in with no steps, set your bags down, and instantly feel the stress melt away. Lovingly cared for, this three-bedroom, two-bath condo offers the perfect blend of comfort, convenience, and breathtaking main channel views. Tucked inside a quiet gated community, it’s the ideal place to relax, entertain, and enjoy lake life at its best. The open layout creates an inviting space for gathering with family and friends, while the million-dollar view provides a stunning backdrop from sunrise to sunset. Whether you’re enjoying peaceful mornings with coffee or unwinding after a day on the water, this condo was made for making memories. The well-maintained complex features a community pool and dock with swim platform. Boaters will love the included 12x32 boat slip, with the option to convert back to a 14x40, plus PWC port. Conveniently located near the Bagnell Dam Strip, you’ll enjoy quick access to shopping, waterfront dining, and popular lake destinations by both land and water. Seller has paid special assessment.

164 Sac Road Unit B201, Sunrise Beach

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$299,900

3 Beds ⋅ 3 Baths ⋅ 3586690 MLS

This is the perfect lakefront condo just in time for summer! Oversized 14'x40' boat slip available for extra $. This spacious 3-bedroom, 3 full bath condo in Harbour Bay offers the perfect blend of comfort, convenience, and unbeatable lake views. Located in a quiet, gated community, you’ll love the peaceful setting with easy access to all the action. Start your mornings with coffee on the deck, taking in the beautiful eastern exposure and sweeping views of the cove & Main Channel. Inside, the condo is partially furnished, featuring numerous updates including stainless steel appliances, granite countertops, laminate flooring, kitchen backsplash, crown molding, updated lighting, and fresh paint. Bathrooms have been refreshed w/ newer fixtures, making this a truly low-maintenance retreat. Harbour Bay is known for its well-maintained grounds, cooperative & knowledgeable HOA, clean docks, and inviting waterfront promenade, along with pool & swim dock for endless summer fun. And the location? It doesn’t get better. You’re just minutes from popular waterfront dining, entertainment, shopping, the Bagnell Dam Strip, and nearby state parks—whether by land or water.

194 Sac Road Unit D301, Sunrise Beach

Courtesy of Keller Williams L.O. Realty (573) 348-9898

$320,000

3 Beds ⋅ 2 Baths ⋅ 3584559 MLS

2003 Yamaha & 2006 Sea Doo watercrafts are now INCLUDED. What could be better than a walk-in unit at Harbour Bay? Only a walk-in, END-UNIT at Harbour Bay, of course. This Suite captures cove and main channel views and effortless lakeside living. The open and airy floor plan is highlighted by luxury vinyl plank flooring, a cozy fireplace, and seamless access to a covered deck designed for capturing views in every season. The kitchen showcases granite countertops, stainless steel appliances, additional cabinets and counter space, and a spacious dining area that flows easily into the living space. The primary suite offers just the right amount of space, private deck access, and a bathroom with a walk-in shower. Recent updates include fresh paint, new light fixtures, and tasteful furnishings—making this unit move-in ready. Residents enjoy the security of a gated community and the relaxation of the community pool. Some of the lowest assessments around! Long-term rentals are permitted. This project sits at the 18 MM location. It is near waterfront dining and lake attractions; this property is an ideal opportunity for both personal retreat and investment.

182 Sac Road Unit C 201, Sunrise Beach

Courtesy of Keller Williams L.O. Realty (573) 348-9898

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Timberline Real Estate, Real Broker LLC